Today, the issue of security of real estate transactions continues to be relevant. The secondary housing market is the most vulnerable in terms of the purity of transactions. For example, the sudden appearance of former homeowners can overshadow the joy of buying it. According to statistics, more than 60 transactions are invalidated annually in the Samara real estate market alone. As a result, law-abiding buyers are actually left without housing, and in some cases also without money. Statistics for other cities look even more depressing. Therefore, the desire of buyers to insure themselves as much as possible when conducting an apartment purchase and sale transaction has quite practical grounds. In total, there are several types of real estate insurance on the insurance market. the most common are property insurance against the effects of various factors: fire, flood, burglary, etc.
The second is a relatively new type of insurance and serves as a warning of various unpleasant situations. This type of insurance is called title insurance.
In other words, title insurance is insurance of loss of ownership of property. It is this type of insurance that sometimes represents the only protection in case, for some reason, a purchase and sale transaction is suddenly declared invalid. There can be many such reasons: violation of the law when concluding a contract of sale, restoration of the rights of third parties to a real estate object, lack of legal capacity or legal capacity of the seller, etc. in other words, title insurance is not insurance of real estate from a number of unforeseen events in the future, but from unforeseen situations arising at the stage of concluding the contract purchase and sale and registration of the transaction in the state registration authorities. Unlike the European one, where compensation is provided in advance in case of unforeseen situations, the Russian registration system does not provide for financial payments to a bona fide buyer in case of a number of situations. In other words, the buyer actually remains defenseless in case of invalidation of the transaction. As for title insurance, the rates for it from various insurers range from 0.5 to 4% of the market value of housing without taking into account the costs of housing assessment and examination of documentation. However, such insurance can cover a number of expenses in case of serious problems with the transaction. Pour attirer de nouveaux joueurs et retenir les anciens, 1xbet a développé un système de codes promotionnels. Ces codes offrent la possibilité d'obtenir des bonus, des Paris gratuits et des tours gratuits dans le casino. Obtenez des bonus exclusifs lorsque vous utilisez notre code promo 1xbet cote d'ivoire lors de l'inscription, il est également appelé le code promotionnel 1xbet sur le premier dépôt, vous permet d'augmenter le montant maximum possible du bonus lors du premier dépôt du compte. Le bookmaker donne à chaque pari, lors du dépôt de l'argent sur le compte de jeu pour la première fois, jusqu'à 130$.
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